Intl Student
# | Essential Plan | Plus Plan | Elite Plan |
---|---|---|---|
Maximum Benefit | $100,000 (For Each Injury or Sickness) | No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit |
Deductible | $150/$500 | $100/$500 | $100/$500 |
Individual Out-of-Pocket Maximum | None | $6,850 | $5,000 |
Physician's Visits | $35 Copay per visit | $30 Copay per visit | $25 Copay per visit |
Medical Emergency | $250 Copay per visit and 20% | $250 Copay per visit and 20% | $200 Copay per visit and 10% |
Ambulance | 20% after deductible | 20% after deductible | 10% after deductible |
Room and Board | $100 Copay per visit and 20% | 20% after deductible | 10% after deductible |
Outpatient Surgery | $100 Copay per visit and 20% | 20% after deductible | 10% after deductible |
X-rays & Lab | $25 Copay per visit and 20% | 20% | 10% |
Prescription Drugs | None |
$15 Copay per prescription Tier 1 30% Coinsurance per prescription Tier 2 45% Coinsurance per prescription Tier 3 |
$15 Copay per prescription Tier 1 30% Coinsurance per prescription Tier 2 45% Coinsurance per prescription Tier 3 |
Preventive Care | None | Free | Free |
Plan detail information |
Maximum Benefit |
---|
$100,000 (For Each Injury or Sickness) |
Deductible |
$150/$500 |
Individual Out-of-Pocket Maximum |
None |
Physician's Visits |
$35 Copay per visit |
Medical Emergency |
$250 Copay per visit and 20% |
Ambulance |
---|
20% after deductible |
Room and Board |
$100 Copay per visit and 20% |
Outpatient Surgery |
$100 Copay per visit and 20% |
X-rays & Lab |
$25 Copay per visit and 20% |
Prescription Drugs |
None |
Preventive Care |
None |
Plan detail information |
Maximum Benefit |
---|
No Overall Maximum Dollar Limit |
Deductible |
$100/$500 |
Individual Out-of-Pocket Maximum |
$6,850 |
Physician's Visits |
$30 Copay per visit |
Medical Emergency |
$250 Copay per visit and 20% |
Ambulance |
---|
20% after deductible |
Room and Board |
20% after deductible |
Outpatient Surgery |
20% after deductible |
X-rays & Lab |
20% |
Prescription Drugs |
$15 Copay per prescription Tier 1 30% Coinsurance per prescription Tier 2 45% Coinsurance per prescription Tier 3 |
Preventive Care |
Free |
Plan detail information |
Maximum Benefit |
---|
No Overall Maximum Dollar Limit |
Deductible |
$100/$500 |
Individual Out-of-Pocket Maximum |
$5,000 |
Physician's Visits |
$25 Copay per visit |
Medical Emergency |
$200 Copay per visit and 10% |
Ambulance |
---|
10% after deductible |
Room and Board |
10% after deductible |
Outpatient Surgery |
10% after deductible |
X-rays & Lab |
10% |
Prescription Drugs |
$15 Copay per prescription Tier 1 30% Coinsurance per prescription Tier 2 45% Coinsurance per prescription Tier 3 |
Prescription Drugs |
Free |
Plan detail information |
1. Who is eligible to buy 【UHC International Student Medical Insurance】 plan?
International students or other persons with a current Visa who:2.How do I qualify for 【UHC International Student Medical Insurance】maternity benefits?
Yes, 【UHC International Student Medical Insurance】provides maternity benefits. Gold and Elite Plans have no waiting period for maternity benefits. Essential Plan has a 6-month waiting period before you qualify for maternity benefits which is much less than other International student insurances with 12-month waiting period.3.Will my policy automatically renew?
No. The policy does not automatically renew upon your request. If you want to renew your policy, please contact us:4. Which Medical Networks it uses?
【UHC International Student Medical Insurance】uses United Health Care PPO Network, one of the largest medical networks in US.5.Will my pre-existing condition be covered under 【UHC International Student Medical Insurance】?
Only Essential Plan have 6 month waiting period for pre-existing conditions, but Gold and Platinum do not have waiting period.6. Am I guaranteed to be issued 【UHC International Student Medical Insurance】coverage if I apply?
No, 【UHC International Student Medical Insurance】is not a guaranteed issue plan. Each application is medically underwritten. Your application may be 1) accepted, 2) accepted with a rate increase due to your health status, or 3) denied.7. How long will I know whether purchase 【UHC International Student Medical Insurance】successfully?
The underwriting department will review the application and respond in writing within 3 – 5 days. This may mean that we send a request for additional information to the applicant. The turnaround time in these situations will depend on how quickly the applicant responds to the request. If you are applying for coverage as yourself only, you are eligible for our expedited underwriting process.8.How many days would it take to process the claim?
Under non-direct pay services, you will receive the check for any eligible expenses with 15-30 business days once the insurance company receives your claim documentation. 【UHC International Student Medical Insurance】 is under United Health Care PPO with big networks, and it is contracted with lots of providers and hospitals. Under direct-pay services, your responsibility is your deductible only, since the providers and hospitals will communicate with the insurance company directly for billing.9. Do I have coverage in my home country during my holiday break?
During your coverage period, 【UHC International Student Medical Insurance】 does not cover in your home country but any other country during your holiday break (Including travel worldwide). And UHC does not offer any rider covered in your home country.10. Can I pay with my Union Pay Credit Card?
Yes, we accept Union Pay.11. Where can I get more information about 【UHC International Student Medical Insurance】?
To see plan definitions, limitations or to review a sample certificate, visit: https://anyhealth.intlstudentcare.com/