One of the most catastrophic causes of disaster here in California is earthquakes. Even though large major earthquakes don't happen often in California, it's a good idea to protect your investment with an earthquake insurance policy since your homeowner's insurance does not covered losses resulting from an earthquake. Any Insurance is here to help you find the right earthquake insurance policy to help protect your investment.
Earthquake insurance will cover your house's structure which is not covered under a homeowner's policy due to an earthquake.
Covers structures that are separate from your home such as a garage, tool shed, or fence.
Covers any personal property loss, such as furniture, or TV due to an earthquake.
Loss of Use:
This coverage can help you pay for costs that you might have incur for reasonable housing and living expenses if your house is temporarily uninhabitable and is being repaired or rebuilt.
What is covered under your earthquake insurance policy?
We understand the hassles that come along with filing your claims which is why we want to make this process as quick and painless for you as possible. Below you will find all the information you will need to file your claims.
Any Insurance has selected insurance companies that provide 24-hour services. Please find their contact information as follows.
Claim Phone Number
Filing a Claim
A description of what was damaged
Take pictures of any earthquake damaged to your house or its contents before you clean it up. Pictures will help support your claim.
Keep receipts for any earthquake related expenses that you want to include in the claim.
What information do you need to prepare when filing a claim?
1. Is loss from an earthquake covered under my homeowner's insurance?
No, homeowners' insurance only covers loss from fire, wind, hail, snow, theft and vandalism. A separate earthquake insurance policy would be recommended to be purchased
2. Will my earthquake insurance pay for any expense if I have to move out of my home?
Yes, if your earthquake insurance includes loss of use coverage then you will be eligible for the additional living expense necessary to maintain your normal standard of living up to the coverage limit on your policy.
3. How much does earthquake insurance policy cost?
The cost of your policy depends on many factors such as the earthquake risk of where you live and the deductible you choose. If your home is located on a fault line, then your earthquake insurance premium will be calculated higher.
4. What if I can't afford earthquake policy deductible?
You do not have to pay your deductible out of pocket up front to receive payment on a claim. The deductible is subtracted from your covered damage.