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Business Owner's Policy (BOP) Insurance

In California, it's important to purchase a business insurance since California has the highest rate of litigations in the U.S.


Product

In California, it's important to purchase a business insurance since California has the highest rate of litigations in the U.S. Any Insurance is here to help you find the right business insurance policy to help protect your business and your assets.
*It is a combination of property insurance and liability coverage within one policy.
Property Insurance:

Provides valuable protection for property owned by your business

Liability Insurance:

Helps cover legal expenses due to customer injuries and other liability claims

Business Interruption Insurance:

Helps cover loss of income, pay for employees' payroll and many more resulting from a covered claim.

Equipment Breakdown Insurance:

Helps pay to repair equipment damaged by a power surge or other covered risk

What is Covered under your Business Owner's Policy?

Claim

Have Us File your Claim for you

  1. Call us at 949-943-1789 Irvine Office or 626-363-2228 Rowland Heights Office.
  2. Email: claim@anyinsurances.com

File your Claim Directly with Insurance Company

Any Insurance has selected insurance companies that provide 24-hour services. Please find their contact information as follows.
Insurance Company Claim Phone Number
Nationwide Insurance 1-800-421-3535
The Hartford 1-800-327-3636
Guard Insurance 1-888-639-2567
Travelers 1-800-238-6225
Liberty Mutual Middle Market 1-800-362-0000
Liberty Mutual Small business 1-844-325-2467
Filing a Claim
When you file a claim, you'll be asked to provide some basic details:
  1. Location, time of day, and type of incident
  2. Description of what has happened
  3. Picture, security camera recording, or police report to help with the claim
  4. Names and contact information of the claimant
What information do you need to prepare when filing a claim?

Q&A

How is the premium of a Business Owner's Policy calculated?

  • 1. Value of the company's assets that you wish you insured
  • 2. Number of Employees
  • 3. Specific risks that is associated with your industry
  • 4. Your risk tolerance and the amount of liability protection that you prefer

Does my homeowner insurance cover my business if my office is at home?

Coverage will depend on the type of business you are operating as well as the coverage you have selected for your homeowner insurance policy. (Some insurance carrier offers home-based business coverage) Please contact your agent to see if you have this coverage.

Does a Business Owner's Policy cover my company's cars?

No, a stand-alone business owner policy will not extend liability coverage to your company vehicles. You will need to purchase an endorsement within your personal auto insurance or purchase a commercial auto policy to protect your company's vehicles.

Is business insurance required by law?

Insurance required vary based on state's laws and regulations. It is a good idea to purchase business insurance to make sure that your business is protected if a litigation were to occur.