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Product Claim Q&A

At Any Insurance, we offer many recreational vehicles (RV) insurance carriers that will ensure that you are taken care of.

Bodily Injury Liability:: Pays for expenses related to injury or death of others when you are at fault.
Property Damage Liability:: Pays for damage caused to someone else's property. Such as damage to (Parked Car, Lamp posts, Telephone poles and more).
Uninsured and Underinsured Motorist:: Reimburses you, a designated driver as well as passengers when an accident is caused by someone who doesn't have auto insurance nor has auto insurance that is underinsured. This coverage also pays medical bills, lost income as well as pain and suffering. It also offers protection in the event of a hit-and-run or if, as a pedestrian, you are struck by an uninsured or underinsured motorist.
Comprehensive:: Pays for expenses caused by Theft, Fire, Falling objects Vandalism, Riot, or Animal Damage. It will also pay for windshield damage.
Collision:: Pays for damage to your vehicle resulting from a collision with another vehicle, an object, such as a tree or telephone pole, or as a result of flipping over.
Medical Payments:: Pays for the treatment of injuries to the driver and passengers of the policyholder's car. It also covers medical payments, funeral costs, and lost wages.
Rental Reimbursement:: Covers the cost of renting a car or other transportation expenses while your vehicle is in the shop
Roadside Assistance:: Covers the cost of common roadside services such as replace tire, jump-starts, or towing (limitations applied).

What is covered under your recreational vehicle (RV) insurance policy?

We understand the hassles that come along with filing your claims which is why we want to make this process as quick and painless for you as possible. Below you will find all the information you will need to file your claims.

Don't Panic! Just make sure that you are at a safe location.
At the time of the accident, if you don't know whether it was your fault or not. Don't admit Fault since it may impact the claims investigation!
Do not reveal the limits of your insurance coverage to anyone.
Exchange the following with all parties involved:
• Contact Information (Name, Phone number)
• Vehicle Information (Year, Make, Model, & Plate Number)
• Insurance (Insurance Company, Policy Number of all those involved)
Identify witnesses and collect their contact information
Contact the police or call 911 if applicable
Contact us at 626-363-2228 Rowland Heights Office or 949-943-1789 Irvine Office.

What to do at the time of an accident?

Have Us File your Claim for you

Call us at 626-363-2228 Rowland Heights Office or 949-943-1789 Irvine Office
Email: claim@anyinsurances.com

File your Claim Directly with Insurance Company

Any Insurance has selected insurance companies that provide 24-hour services. Please find their contact information as follows.

Insurance Company	Claim Phone Number
Nationwide Insurance	1-800-421-3535
CSE Insurance	1-888-236-5584
Bristol West	1-800-274-7865
Kemper Preferred	1-866-536-7376
MetLife	1-800-854-6011
Progressive	1-800-776-4737
Safeco	1-800-332-3226
Stillwater Insurance	1-800-220-1351
Travelers	1-800-252-4633
National General	1-877-468-3466

Filing a Claim

When you file a claim, you'll be asked to provide some basic details:

Location, time of day and weather condition
Names, contact information, vehicle information for anyone involved in the accident
Any pictures of the accident
Description of what happened
Was anyone injured?
Names and badge numbers of any officers that responded to the incident
A copy of policy accident report

What information do you need to prepare when filing a claim?

Step 1: Submit your claim

Step 2: Wait for your insurance company's assigned claims adjuster to contact you.

Step 3: If you haven't heard from your claims adjuster within one week please contact us!

Claims Procedure

1. What are the different types of RV classes?

Recreational vehicles, or RVs, include a wide range of motorhomes, from camper vans to bus conversions, organized by classes: Class A, B and C.

Class A: This class includes models such as the luxury coach, converted bus and motor coach. These vehicles can be up to 75 feet long.
Class B: This is the smallest class of recreational vehicles such as cargo van type designs, travel trailers and camper vans.
Class C: This group includes vehicles that use a standard cargo van as the driving portion of the RV and the camper portion extends over the cab area.

2. What is the different between auto insurance and RV insurance?

RV insurance covers many of the similar risks that auto insurance does, including collision, comprehensive and liability coverage. You can also get additional protection for your personal belongings on board, equipment and attached accessories such as awnings and satellite dishes.

3. Is RV insurance required?

Like auto insurance, RV insurance is required in every state. All states require a minimum amount of liability insurance; in addition, some require uninsured and underinsured motorists coverage. 
Collision and comprehensive insurance limits are determined by you, the consumer. Be sure to consider how you will cover your costs if you are in an accident and do not have adequate coverage.

4. Will my insurance premium increase if I make a claim?

There are certain factors that may result in an increase to your policy premium.

Determination of fault
Amount of damages paid
State regulations
Previous accident and violation (conviction) history
Type of accident or violation
Severity of accident or violation

5. How much does RV insurance cost?

The cost of RV insurance will vary widely, depending on several key factors:

Whether your RV is a Class A, B or C model – Class A is the most expensive coverage followed by Class C, while Class B RVs are the least costly to insure
Whether you use your RV occasionally or if you are living in the RV full-time
Your driving history and record of accidents or past claims
The limits you set on your policy, as well as the deductible amounts – for example, your overall costs will be lower if you choose high deductibles, but you will also have higher costs to pay out of pocket in the event that you need to file a claim
The additional riders or added coverage you want to add, such as coverage for your personal belongings, towing and roadside assistance coverage, etc.

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