Travel
| # | Trekker Essential | Trekker Choice |
|---|---|---|
| Maximum Medical Coverage Limits | $500,000 | $1,000,000(under age 70) |
| Deductible | $200 | $100 |
| Office Visit | 100% | 100% |
| Ambulatory Surgical Center | 100% | 100% |
| Emergency Medical Evacuation | Up to $250,000 | Up to $500,000 |
| Emergency Dental (Acute Onset of Pain) | Up to $100 | Up to $300 |
| Outpatient Prescription Drug Reimbursement | Yes. Maximum $2,500 | Yes. Maximum $5,000 |
| Pre-existing codition | Yes | Yes |
| Accidental Death & Dismemberment | N/A | Up to $25,000 |
| Primary Health Plan | Required | Required |
| Plan detail information |
Direct Pay(Including Doctor Visit, Checkup, Medication, ER, Hospitalization, Surgery)
Non-Direct Pay(Including Doctor Visit, Checkup, Medication, ER, Hospitalization, Surgery)
1. Who may purchase 【Trekker】?
【Trekker】is for US citizens and green card holders traveling outside the US for leisure, educational, missionary or business purpose. You would only have to purchase this travel plan once a year and you will be covered anytime you travel outside of US.2. What is the minimum and maximum coverage period？
【Trekker】 covers an unlimited number of trips in a 364 day period. A trip can be as short as 1 day or as long as 70 days.3. What methods of payment are accepted?
Any major credit cards（Visa、Master、Discover、American Express）or check.4. Is there any service charge for applying for 【Trekker】?
Yes, there is a $3 service charge for the purchase.5. How do I qualify for medical evacuation?
It requires a written certification by the attending physician stating that the evacuation is medically necessary and must be approved by GeBlue. Eligible patients will be sent to the nearest hospital, medical facility, or back to the US when necessary.6.Are terrorist attacks covered under this plan?
Yes.【Trekker】 includes illnesses or injuries caused by a terrorist attacks.7. What is the difference between Trekker Choice and Trekker Essential plans?
(Note: For individuals aged 70-84, the Maximum International Medical Limit is $100,000)| Benefit | Trekker Essential | Trekker Choice |
|---|---|---|
| Maximum Benefits per Insured Person per policy period | $50,000 | $250,000 |
| Emergency Medical Evacuation | $250,000 | $500,000 |
| Accidental Death and Dismemberment | $0 | $25,000 |
| Repatriation of Remains | $15,000 | $25,000 |
| Outpatient Prescription Drugs | Covered Outside US Maximum $2,500 | Covered Outside US Maximum $5,000 |
8. Does 【Trekker】 cover pre-existing conditions?
Yes, it will. 【Trekker】 is available to those who have primary insurance in the US. Both insurances cover pre-existing conditions.9. Do I need to have a US Primary Health Plan already in place prior to purchasing this plan?
Yes. A primary health plan is either a group health benefit plan, an individual health benefit plan or a government subsidized health plan.10.Will 【Trekker】 cover my medical expenses incurred inside the US?
No. 【Trekker】 only covers medical expenses incurred outside the US.11. What should I do if I still haven't received my 【Trekker】 ID card in the mail?
Upon successful purchase, a confirmation email and an electronic ID card will be sent to the email you provided, this can be used as your policy ID card for your doctor visits.12. How far in advance do I have to purchase 【Trekker】?
【Trekker】 may be purchased up to one day before your departure date. GeoBlue recommends that customers purchase 2 weeks prior to their effective date if they want to receive a hard copy ID card.13. I'm already on my trip. Can I purchase 【Trekker】 when I am outside the US?
No. You can only purchase 【Trekker】 in the US, but you may request for a policy extension while overseas.。
