Travel
| # | Visit USA Budget Plan A/B | Visit USA Standard Plan A/B | Visit USA Superior Plan |
|---|---|---|---|
| Maximum Medical Coverage Limits | $50,000/$150,000 | $75,000② / $200,000 | $250,000 |
| Deductible | $0, $50, $100, $250 | $0, $250, $500, $1,000 | $0, $250, $500, $1,000 |
| Urgent Care | Usual, Reasonable and Customary | $50 | $50 |
| Emergency Room | Usual, Reasonable and Customary | After deductible, In-network: 100%; Out-of-network: Usual, Reasonable and Customary | After deductible, In-network: 100%; Out-of-network: Usual, Reasonable and Customary |
| COVID-19 | Include | Include | Include |
| Emergency Medical Evacuation | Up to $100,000 Lifetime Max | Up to $250,000 Lifetime Max | Up to $500,000 Lifetime Max |
| Emergency Reunion | Up to $15,000, 15 days max | Up to $15,000, 15 days max | Up to $15,000, 15 days max |
| Accidental Death & Dismemberment | No Benefit | $50,000 (ages 18-69) | $50,000 (ages 18-69) |
| Trip Interruption | No Benefit | Up to $2,500 | Up to $5,000 |
| Lost Checked Luggage | No Benefit | No Benefit | No Benefit |
| Plan detail information |
Non-Direct Pay (Including Doctor Visit, Checkup, Medication, ER, Hospitalization, Surgery*)
1.Who may purchase【Visit USA】?
【Visit USA】is for non-US citizens who are traveling to the US. It's suitable for people on short term travel or studying in the US.2.Is there any service charge for applying for【Visit USA】?
Yes, there is a $5 service charge for the purchase.3.Am I eligible to purchase 【Visit USA】if I already arrive in the US?
Yes, regardless of how long you have been in the US, you are eligible to purchase. Minimum coverage period is 5 days, and maximum is 364 days.4. Can I purchase 【Visit USA】 by phone?
Yes. Please contact us at+1 (626) 363-2228or +1 (949) 943-1789If it's inconvenient to come to our office or if you don't want to enroll online, you can call our representative or add 「WeChat ID：anyhealth38」We will answer any question and assist you throughout the process.5.After purchasing 【Visit USA】, will the confirmation be mailed to me?
No. Your receipt and Confirmation of Insurance will be sent to the e-mail address you provided. Please contact us if you have trouble receiving it. Our contact info is as follows:6.Can my 【Visit USA】 policy go into effect the same day I enroll?
No, but once the application is successfully submitted, your policy will be effective as early as the next day.7.If I purchase 【Visit USA】 online, how do I make sure my purchase is successful?
Once your online application is successfully submitted, you will see the 「Thank you for purchasing Visit USA-HealthCare Insurance」page. Also, an electronic copy of your confirmation and policy ID will be e-mailed to you as well.8. Can I renew my policy if my trip lasts longer than originally planned?
No, but you can re-apply for another policy. Be sure to re-apply before the last day of your existing policy, and set the effective date of your new policy on the day after your existing policy ends.9. If I decide not to come to the US, can I cancel my insurance and receive a refund?
Yes. A cancellation and refund will be considered if requested in writing prior to your effective date of coverage. Refunds are subject to a $25 processing fee. You can contact us via e-mail, WeChat or phone. We will assist you immediately.10. What does “beneficiary” mean?
Beneficiary is the person who receives the death benefit if the insured dies in an accident. The insured decides who the beneficiary is. Your beneficiary can be your spouse, children, estate, or living trust.11. Can I choose any doctor or hospital?
Yes. You can choose any qualified doctor or hospital.12.What does “deductible” mean?
Deductible is the amount that you, the Insured person, pay before the insurance begins to pay for covered medical expenses. 【Visit USA】 offers a choice of 4 deductibles: $0、$250、$500 and $1,000. When your medical expenses are over the deductible, insurance company would cover remaining amount.13.Would the insurance company cover all the medical expenses once the deductible is met?
No. Your still need to pay 10% of the medical expenses (Co-insurance) up to $10,000, and then the insurance company would cover 100%. Note: Maximum benefit limit for Plan A is $50,000 and Plan B is $100,000.14.Does 【Visit USA】 cover pre-existing conditions?
No. Pre-existing condition is any condition or disease (whether known or unknown) that exists 18 months prior to the effective date of your policy.15.Any age limit for purchasing 【Visit USA】?
Yes, children born after 14 days can purchase. There is no upper age limit for Plan A, but for Plan B, the age limit is 69.16.What methods of payment are accepted?
Any major credit cards（Visa、Master、Discover、American Express）or check.
